INCENTIVES

SELECT HOME INCENTIVES

Our Best Rates Only on Select Homes

Option #1
Adjustable Rate Mortgage

3.99% 7/6 ARM + 3% Seller Concession

Use your seller concession to buy your rate down to a 1.99% Year one.

1.99% - Year 1

2.99% - Year 2

3.99% - Year 3-7 (Adjustable Years 8+)

Plus a no-cost* refinance through our partnership with First Colony Mortgage

Option #2
Fixed Rate Mortgage

4.99% Fixed Rate + 3% Seller Concession

Use your seller concession to buy your rate down to a 2.99% Year one.

2.99% - Year 1

3.99% - Year 2

4.99% - Years 3+ (Fixed Years 3-30)

Option #3
13% Seller Concession

Use your seller concession for price reduction, closing costs, or a rate buy down!

QUALIFYING HOMES

1.99% Interest Rate*

Wildflower 2187

$627,900

Estimated Payment: $2202*

Caleb A

1.99% Interest Rate*

Harmony Ridge 904

$720,900

Estimated Payment: $2528*

Natalie

1.99% Interest Rate*

Solari 365

$499,900

Estimated Payment: $1753*

Type B Inner Townhome

1.99% Interest Rate*

Solari 366

$495,900

Estimated Payment: $1739*

Type B Inner Townhome

1.99% Interest Rate*

Solari 367

$495,900

Estimated Payment: $1739*

Type B Inner Townhome

1.99% Interest Rate*

Harmony Ridge 1028

$710,900

Estimated Payment: $2493*

Natalie

1.99% Interest Rate*

Harmony Ridge 1018

$674,900

Estimated Payment: $2367*

Lucas

1.99% Interest Rate*

Harmony Ridge 766

$455,900

Estimated Payment: $1599*

Type B Inner Townhome

1.99% Interest Rate*

Harmony Ridge 767

$455,900

Estimated Payment: $1599*

Type B Inner Townhome

1.99% Interest Rate*

Harmony Ridge 769

$505,900

Estimated Payment: $1774*

Type B Outer Townhome

1.99% Interest Rate*

Harmony Ridge 770

$465,900

Estimated Payment: $1634*

Type B Outer Townhome

1.99% Interest Rate*

Auburn Springs 115

$969,900

Estimated Payment: $3401*

Orlando

1.99% Interest Rate*

Auburn Springs 147

$1,075,900

Estimated Payment: $3773*

Tiffany

1.99% Interest Rate*

Solari 127

$509,900

Estimated Payment: $1788*

Type B Inner Townhome

1.99% Interest Rate*

Mountain Ridge 2851

$795,900

Estimated Payment: $2791*

Lauren

1.99% Interest Rate*

Highridge 668

$499,900

Estimated Payment: $1753*

1.99% Interest Rate*

Harmony Ridge 727

$474,900

Estimated Payment: $1665*

Type B Inner Townhome

1.99% Interest Rate*

Big Bend 6

$928,900

Estimated Payment: $3257*

Tessa

1.99% Interest Rate*

Big Bend 1

$893,900

Estimated Payment: $3135*

Orlando

1.99% Interest Rate*

Harmony Ridge T303

$309,900

Estimated Payment: $1087*

Condo A Third Level

1.99% Interest Rate*

Wildflower 2196

$687,900

Estimated Payment: $2412*

Nicole

1.99% Interest Rate*

Mountain Ridge 2704

$795,900

Estimated Payment: $2791*

Nora

1.99% Interest Rate*

Highridge 657

$507,900

Estimated Payment: $1781*

Type C Outer Townhome

1.99% Interest Rate*

Highridge 660

$492,900

Estimated Payment: $1728*

Type C Outer Townhome

1.99% Interest Rate*

Capitol Reef 136

$719,900

Estimated Payment: $2524*

Peyton

1.99% Interest Rate*

Wildflower 2208

$676,900

Estimated Payment: $2374*

Nathan

1.99% Interest Rate*

Mountain Ridge 2701

$799,900

Estimated Payment: $2805*

Lauren

1.99% Interest Rate*

Harmony Ridge T304

$309,900

Estimated Payment: $1087*

Condo A Third Level

HOME MUST CLOSE BY DECEMBER 22, 2026
Disclaimer: This promotional offer applies to select homes purchased through EDGEhomes with financing provided by First Colony Mortgage Corporation and includes a 3.99% conventional 7/6 ARM (APR 5.675%) with a 2-1 temporary rate buydown making year 1 payment 1.99% on select homes. APR example is based on 20% down, 780 credit score, and a single-family primary residence. No mortgage insurance is required with 20% or more down. Terms and conditions apply. This is not a commitment to lend. Offer has no cash value and is subject to change without notice. 2-1 is paid by the seller out of the 3% seller credit, not in addition to the 3% seller credit. Buyer will pay a base 1% discount fee if credit is 780 and down payment is 5%. APR is based on a loan amount of $440,000. Buyer may qualify with credit score below 700, contact a loan officer for restrictions. Loan must close on or before December 22, 2026. Loan scenarios are for illustrative purposes only as of 3/3/2026 and may change due to market conditions. Payment shown includes principal and interest only. Taxes, insurance, HOA dues, and, if applicable, mortgage insurance are not included and will increase the total monthly payment. Actual pricing may vary based on credit profile, loan amount, down payment, and property type. For condominiums, an additional 0.75% discount point applies. Please contact a sales representative for full details.

END OF YEAR INCENTIVES

Great Rates That Work For Most Homes

Option #1
Adjustable Rate Mortgage

4.49% 7/6 ARM + 3% Seller Concession

Use your seller concession to buy your rate down to a 2.49% Year one.

2.49% - Year 1

3.49% - Year 2

4.49% - Year 3-7 (Adjustable Years 8+)

Option #2
Fixed Rate Mortgage

5.49% Fixed Rate + 3% Seller Concession

Use your seller concession to buy your rate down to a 3.49% Year one.

3.49% - Year 1

4.49% - Year 2

5.49% - Years 3+ (Fixed Years 3-30)

Option #3
11% Seller Concession

Use your seller concession for price reduction, closing costs, or a rate buy down!

BUILD INCENTIVES

Want to choose ever design selection? This one is for you!

7% Seller Concession

Receive a 7% seller concession on your final price after design selections!

Use Your Credit For:

Closing Costs
Rate Buy-Down
Reduce Purchase Price

$ 49,000 EDGEhomes Concession

Base Price
Lot Premium
Design Studio Upgrades
$700,000
$700,000 X 7% = $49,000

Example

ROCK BOTTOM HOMES

No Incentives Needed

These homes are already priced at their lowest price point and are not eligible for additional incentives.

Rock Bottom Homes

Rock Bottom Pricing

Rose Ranch 126

$535,900

Morgan

Rock Bottom Pricing

Mountain Ridge 2705

$669,900

Nicole

Rock Bottom Pricing

River Point 405

$559,900

Jordan

Rock Bottom Pricing

Rose Ranch 125

$539,900

Nicole

Rock Bottom Pricing

Wildflower 2206

$539,900

Jesse

Rock Bottom Pricing

Capitol Reef E203

$289,900

Condo A Second Level

Rock Bottom Pricing

Capitol Reef E204

$289,900

Condo A Second Level

Rock Bottom Pricing

Capitol Reef E302

$299,900

Condo A Third Level

Rock Bottom Pricing

Capitol Reef E303

$299,900

Condo A Third Level

Appliances Included

Capitol Reef C304

$299,900

Condo A Third Level

Rock Bottom Pricing

Harmony Ridge U302

$279,900

Condo A Third Level

Rock Bottom Pricing

Harmony Ridge U303

$279,900

Condo A Third Level

Rock Bottom Pricing

Harmony Ridge U304

$279,900

Condo A Third Level

Rock Bottom Pricing

Harmony Ridge U201

$269,900

Condo A Second Level

Rock Bottom Pricing
Appliances Included

Capitol Reef B303

$299,900

Condo A Third Level

FAQ's

What is an Adjustable Rate Mortgage?

An ARM has an interest rate that starts fixed for a set period, then adjusts periodically based on a market index. A “7/6 ARM” is fixed for 7 years, then adjusts every 6 months.

What is a 2-1 buy-down?

It’s a temporary interest rate reduction. The rate is lower in the first two years, then reaches the full note rate in year 3 and stays there for the life of the loan:

Year 1: note rate minus 2%
Year 2: note rate minus 1%
Year 3 onward: full note rate

What is a fixed-rate mortgage?

The interest rate and principal-and-interest payment stay the same for the full term, commonly 15 or 30 years. Property taxes and insurance can still change.

LOCATIONS

HOME TYPES

Resources

SUPPORT

ABOUT EDGEHOMES

INCENTIVES

Incentive Quick Links

SELECT HOME INCENTIVES

Option #1 Adjustable Rate Mortgage

3.99% 7/6 ARM + 3% Seller Concession

1.99% - Year 1

2.99% - Year 2

3.99% - Year 3-7 (Adjustable Years 8+)

Option #2 Fixed Rate Mortgage

4.99% Fixed Rate + 3% Seller Concession

2.99% - Year 1

3.99% - Year 2

4.99% - Years 3+ (Fixed Years 3-30)

Option #3 13% Seller Concession

Use your seller concession for price reduction, closing costs, or a rate buy down!

$627,900

$720,900

$499,900

$495,900

$495,900

$710,900

$674,900

$455,900

$455,900

$505,900

$465,900

$969,900

$1,075,900

$509,900

$795,900

$499,900

$474,900

$928,900

$893,900

$309,900

$687,900

$795,900

$507,900

$492,900

$719,900

$676,900

$799,900

$309,900

END OF YEAR INCENTIVES

Option #1 Adjustable Rate Mortgage

4.49% 7/6 ARM + 3% Seller Concession

2.49% - Year 1

3.49% - Year 2

4.49% - Year 3-7 (Adjustable Years 8+)

Option #2 Fixed Rate Mortgage

5.49% Fixed Rate + 3% Seller Concession

3.49% - Year 1

4.49% - Year 2

5.49% - Years 3+ (Fixed Years 3-30)

Option #3 11% Seller Concession

Use your seller concession for price reduction, closing costs, or a rate buy down!

BUILD INCENTIVES

7% Seller Concession

ROCK BOTTOM HOMES

$535,900

$669,900

$559,900

$539,900

$539,900

$289,900

$289,900

$299,900

$299,900

$299,900

$279,900

$279,900

$279,900

$269,900

$299,900

FAQ's

Option #1
Adjustable Rate Mortgage

Option #2
Fixed Rate Mortgage

Option #3
13% Seller Concession

Option #1
Adjustable Rate Mortgage

Option #2
Fixed Rate Mortgage

Option #3
11% Seller Concession