Harmony Ridge S101

Disclaimer: This promotional offer applies to select homes purchased through EDGEhomes with financing provided by First Colony Mortgage Corporation and includes a 3.99% conventional 7/6 ARM (APR 5.675%) with a 2-1 temporary rate buydown making year 1 payment 1.99% on select homes. APR example is based on 20% down, 780 credit score, and a single-family primary residence. No mortgage insurance is required with 20% or more down. Terms and conditions apply. This is not a commitment to lend. Offer has no cash value and is subject to change without notice. 2-1 is paid by the seller out of the 3% seller credit, not in addition to the 3% seller credit. Buyer will pay a base 1% discount fee if credit is 780 and down payment is 5%. APR is based on a loan amount of $440,000. Buyer may qualify with credit score below 700, contact a loan officer for restrictions. Loan must close on or before April 21, 2026. Loan scenarios are for illustrative purposes only as of 3/3/2026 and may change due to market conditions. Payment shown includes principal and interest only. Taxes, insurance, HOA dues, and, if applicable, mortgage insurance are not included and will increase the total monthly payment. Actual pricing may vary based on credit profile, loan amount, down payment, and property type. For condominiums, an additional 0.75% discount point applies. Please contact a sales representative for full details.