Harmony Ridge F304

Promotional offer applies to homes purchased through EDGEhomes with financing provided by First Colony Mortgage. Offer includes a 4.99% interest rate (5.399% APR) and up to 4% total concessions on select homes. Loan must close on or before March 5, 2025. Offer is subject to change or cancellation without notice. APR is based on 5% down, 740 credit, single family home, and primary residence. A base 1% discount fee will apply if buyer has 780 credit and 5% down; the actual amount may vary based on credit, loan amount, and down payment. Additional restrictions may apply. Please contact a sales representative for full details. The advertised rate is based on a forward commitment and is accurate as of 01/20/2025. The actual rate may vary based on market conditions and the borrower’s credit profile. No mortgage insurance is required with 20% or more down. MI rate calculated in APR is .34%. MI is highly variable and will be different for each buyer. On condominiums, an additional .75% discount point will apply. First Colony Mortgage Corporation, Equal Housing Lender. NMLS ID #3112.