Meet Maddie Swensen, a seasoned loan officer with First Colony Mortgage, known for her deep insights into the housing market. In this exclusive interview, she joins the VP of Marketing from EDGEhomes for an in-depth conversation covering crucial topics like interest rates and market dynamics. With Maddie's extensive experience, this discussion promises to offer valuable insights for navigating the complex real estate landscape.
"This could be a really great time to buy a home because historically, when rates increase, prices decrease a little bit. And then as soon as rates drop, the market is going to be flooded with buyers again, and everybody's going to want to buy, you're going to enter bidding wars, it's going to be harder to get units. So, now is the perfect time to buy, and we use that 3% to get your rate down, get you a payment that makes sense for you, and then we refinance."
-Maddie Swensen, FCM Loan Officer
In an enlightening interview, EDGEhomes' VP of Marketing, Jessica Bryce, sits down with Maddie Swensen, a seasoned loan officer from First Colony Mortgage, to delve into the ever-evolving housing market. The conversation revolves around one of the most pressing questions in the industry today—interest rates. Maddie candidly acknowledges that current rates are in the mid-sevens, which might seem daunting to many potential homebuyers. However, EDGEhomes stands out by offering a remarkable 3% seller credit, a game-changing tool that can make interest rates more accessible and lead to lower monthly payments.
The interview also unveils the powerful financial strategy of the 2-1 rate buydown, which significantly reduces interest rates for the first two years of the loan, providing substantial savings for homeowners. Maddie sheds light on the often-overlooked importance of reserve funds from retirement or stock accounts, emphasizing how these assets can strengthen a loan application. Additionally, the interview explores the compelling reasons to choose First Colony Mortgage as a lending partner, including their deep expertise in new construction lending, in-house underwriting capabilities, and a generous 3% concession for EDGEhomes buyers.
In a housing market characterized by concerns about high interest rates and affordability, this interview offers a fresh perspective. Maddie encourages prospective homebuyers not to be deterred by initial fears, as many discover viable solutions when they explore available options. As interest rates rise, home prices tend to decrease, making this an advantageous time to buy a home. With the 3% seller credit and other strategic advantages, First Colony Mortgage emerges as a trusted ally, dedicated to ensuring a smoother and more rewarding home buying process for EDGEhomes customers.
Maddie Swensen, FCM Loan Officer
Maddie Swensen is a seasoned loan officer with First Colony Mortgage, bringing a wealth of expertise to the world of real estate finance. With years of experience in the industry, Maddie has become known for her deep insights into the ever-evolving housing market. Her commitment to helping clients navigate complex financial decisions has made her a trusted partner in the home buying process.
Jessica Bryce, VP of Marketing
Jessica Bryce has been an integral part of EDGEhomes for five years, where she serves as the VP of Marketing. With her extensive experience in marketing and strategic planning, she has contributed significantly to the company's growth and success.
If you're interested in learning more about EDGEhomes communities, homes, or available properties, simply book an appointment below. Once you've booked your meeting time and preferred meeting type, an EDGEhomes sales agent will be in touch with you to confirm the details and answer any questions you may have.
During your meeting or consultation, the sales agent will provide you with information about the various EDGEhomes communities, walk you through available floor plans and options, and help you find the perfect home that fits your needs and budget. So why wait?
Book your consultation today and take the first steps towards owning your dream home with EDGEhomes!
Meet Maddie Swensen, a seasoned loan officer with First Colony Mortgage, known for her deep insights into the housing market. In this exclusive interview, she joins the VP of Marketing from EDGEhomes for an in-depth conversation covering crucial topics like interest rates and market dynamics. With Maddie's extensive experience, this discussion promises to offer valuable insights for navigating the complex real estate landscape.
"This could be a really great time to buy a home because historically, when rates increase, prices decrease a little bit. And then as soon as rates drop, the market is going to be flooded with buyers again, and everybody's going to want to buy, you're going to enter bidding wars, it's going to be harder to get units. So, now is the perfect time to buy, and we use that 3% to get your rate down, get you a payment that makes sense for you, and then we refinance."
-Maddie Swensen, FCM Loan Officer
In an enlightening interview, EDGEhomes' VP of Marketing, Jessica Bryce, sits down with Maddie Swensen, a seasoned loan officer from First Colony Mortgage, to delve into the ever-evolving housing market. The conversation revolves around one of the most pressing questions in the industry today—interest rates. Maddie candidly acknowledges that current rates are in the mid-sevens, which might seem daunting to many potential homebuyers. However, EDGEhomes stands out by offering a remarkable 3% seller credit, a game-changing tool that can make interest rates more accessible and lead to lower monthly payments.
The interview also unveils the powerful financial strategy of the 2-1 rate buydown, which significantly reduces interest rates for the first two years of the loan, providing substantial savings for homeowners. Maddie sheds light on the often-overlooked importance of reserve funds from retirement or stock accounts, emphasizing how these assets can strengthen a loan application. Additionally, the interview explores the compelling reasons to choose First Colony Mortgage as a lending partner, including their deep expertise in new construction lending, in-house underwriting capabilities, and a generous 3% concession for EDGEhomes buyers.
In a housing market characterized by concerns about high interest rates and affordability, this interview offers a fresh perspective. Maddie encourages prospective homebuyers not to be deterred by initial fears, as many discover viable solutions when they explore available options. As interest rates rise, home prices tend to decrease, making this an advantageous time to buy a home. With the 3% seller credit and other strategic advantages, First Colony Mortgage emerges as a trusted ally, dedicated to ensuring a smoother and more rewarding home buying process for EDGEhomes customers.
Maddie Swensen, FCM Loan Officer
Maddie Swensen is a seasoned loan officer with First Colony Mortgage, bringing a wealth of expertise to the world of real estate finance. With years of experience in the industry, Maddie has become known for her deep insights into the ever-evolving housing market. Her commitment to helping clients navigate complex financial decisions has made her a trusted partner in the home buying process.
Jessica Bryce, VP of Marketing
Jessica Bryce has been an integral part of EDGEhomes for five years, where she serves as the VP of Marketing. With her extensive experience in marketing and strategic planning, she has contributed significantly to the company's growth and success.
If you're interested in learning more about EDGEhomes communities, homes, or available properties, simply book an appointment below. Once you've booked your meeting time and preferred meeting type, an EDGEhomes sales agent will be in touch with you to confirm the details and answer any questions you may have.