EDGEucation Hub

Your Key to Credit Repair

7 ideas from First Colony Mortgage to help you organize and prepare to buy your first home!

  • Meet with a Loan Officer at First Colony Mortgage.
  • Create a financial Plan.
  • Know your credit history, assess your ability to make payments.
  • Calculate your monthly house payment.
  • Make a plan to get your credit in shape if necessary and establish a budget.
  • The total amount you will need is the sum of your down payment and your closing cost.
  • If you have less than 20% down you will need private mortgage insurance (PMI).




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