Your Key to Credit Repair
7 ideas from First Colony Mortgage to help you organize and prepare to buy your first home!
- Meet with a Loan Officer at First Colony Mortgage.
- Create a financial Plan.
- Know your credit history, assess your ability to make payments.
- Calculate your monthly house payment.
- Make a plan to get your credit in shape if necessary and establish a budget.
- The total amount you will need is the sum of your down payment and your closing cost.
- If you have less than 20% down you will need private mortgage insurance (PMI).