Your Key to Credit Repair

7 ideas from First Colony Mortgage to help you organize and prepare to buy your first home!

• Meet with a Loan Officer at First Colony Mortgage.
• Create a financial Plan.
• Know your credit history, assess your ability to make payments.
• Calculate your monthly house payment.
• Make a plan to get your credit in shape if necessary and establish a budget.
• The total amount you will need is the sum of your down payment and your closing cost.
• If you have less than 20% down you will need private mortgage insurance (PMI).