EDGEhomes Blog

Jan 29

Your key 2 Credit Repair


Your key 2 Credit Repair!

7 ideas from First Colony Mortgage to help you organize and prepare to buy your first home!


·Meet with a Loan Officer at First Colony Mortgage.
·Create a financial Plan.
·Know your credit history, assess your ability to make payments.
·Calculate your monthly house payment.
·Make a plan to get your credit in shape if necessary and establish a budget.
·The total amount you will need is the sum of your down payment and your closing cost.
·If you have less than 20% down you will need private mortgage insurance (PMI).


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